The personal finance layer for AI agents
AgentPay gives autonomous agents a financial identity — a debit card, spending rules, and the ability to pay, refund, and subscribe on your behalf. 24/7. Without asking.
Every API call is a payment. Every subscription is a decision. Every refund is an opportunity. For years, we've given AI agents reasoning capability but left them broke. AgentPay changes that.
We believe the next billion-dollar consumer product is not an app — it's an agent. And every agent needs a bank account.
Spin up a dedicated financial account for your AI agent. Set budgets, spending limits, and approved categories in under two minutes.
Policy engine enforces what your agent can buy, when, and how much. You always stay in control. Transactions are logged in real time.
Your agent purchases, refunds, monitors, and reports — without ping-ponging decisions back to you. You get a daily digest of every move.
Agents buy services, tools, and subscriptions the moment they're needed — no human approval required.
Agents watch prices, claim refunds automatically, and recover money you'd never remember to ask for.
Track every subscription, cancel the ones you forgot, and upgrade only when the math makes sense.
Hard limits, category restrictions, and real-time alerts. Your agent never spends beyond the line you draw.
Every transaction, decision, and exception — summarized and delivered to you every morning. Full audit trail available anytime.
Continuous monitoring, instant execution. Your agent acts at 3am just as fast as 3pm — no human in the loop.
The future of personal finance is not a better app. It's a smarter agent — with a bank account and the autonomy to use it.